IDEA #1) Increase your credit card limits for some extra ca.sh. Make sure the limit stays within your repayment budget.
IDEA #2) Get another credit card. Ditto about staying within your budget.
IDEA #3) Start an in-demand part-time business: teach a musical instrument, babysit, trim trees, offered to walk dogs, start a delivery service for businesses in your area, repair stuff, make room decorations. Visit garage sales and buy stuff, then sell it in your own garage sale or eBay.
IDEA #4) Search for unclaimed funds. For example, in some countries you may be owed money by the government if you’ve moved in the last 15 years, changed jobs, been married or divorced, had a deceased relative, paid taxes, or purchased stocks or bonds. One out of 10 people is owed money, but you have to ask. Check your government resources.
IDEA #5) Get skilled in poker and play locally. (Until you can be certain about the presence of poker-bots, stay away from the net).
IDEA #6) Exchange or barter goods or services. If you have an item, swap it with something else that you can sell more easily. Example: Can’t sell your boat? Swap it for a ride-on lawnmower and a laptop, then sell those separately.
IDEA #7) Miss an overpayment: If you have been paying ahead of time with your utilities, rent, life-insurance, credit cards etc, miss a payment and use the money instead. Make sure you advise them first if required.
IDEA #8) Apply for an education grant. Millions of dollars of free education grants are not given out because people don’t apply for them!
IDEA #9) Reduce your tax withholdings. Sure, it’s nice to get a big refund at the end of year, but you could be using that extra money during the year. Arrange your repayments to adjust it.
IDEA #10) Start a small business. You can then claim expenses… a portion of your home running costs, equipment used for your business, and much more. It’s a goldmine if used correctly. Contact your local Small Business agency.
Filed under Articles by on Jun 4th, 2010. Comment. 
